weighed heavily for community development's to help new york and new jersey recover from hurricane sandy. most of the focus is on the immediate recovery, it includes $13 billion as a downpayment towards longer-term payments to protect against future disaster. the question this morning is, as the president begins on his second term, john is joining us from illinois. caller: i will distract a little bit. i hear so much talk about cutting entitlements. we never hear about over spending government waste. cutting some of the money that we need a in order to serve our country. why can we ever hear about where money is going that it should not go like research for monkey science. that is my comment. host: thank you for the call. john on the republican line. caller: i just wanted to say i think the number one priority -- the biggest thing we are seeing in the business world, small businesses are not able to borrow money to expand it. no help from the banks whatsoever. we had to go to independent leasing program. i do not understand why president obama is the president everybody thinks he is. why